Funeral Homes

Preplan Funeral Expenses

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Pre Need

Preplanning for Funeral Costs

The final expense cost of regular adult funeral including basic items, can be significant. To give you a quick overview of the costs, we’ve developed a quick chart.  Keep in mind, these basic items do not include cemetery costs, cemetery monument or grave marker costs or any other miscellaneous charges such as for flowers or obituaries.

$1,595             Non-declinable basic services fee

$  233              Removal/transfer of remains to funeral home

$  550              Embalming

$  203              Other preparation of the body

$  406              Use of facilities/staff for viewing

$  463              Use of facilities/staff for funeral ceremony

$  251              Use of a hearse

$  120              Use of a service car/van

$  119              Basic memorial printed package

$2,255             Metal Casket

$1,128             Vault

Total Cost  $7,323

For  more information about specific Final Expense Costs or strategies to Prepaying Funeral Expenses and Funeral Planning, you’ll find a wealth of information throughout our website, FuneralResources.com.

A Video Tribute With Custom Funeral Music

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Funeral Technology

Sharing a Personal Story

The Powerful Combination of a DVD Video Tribute 

and Custom Funeral Music

 

Talking About Losing a Loved One is NEVER Easy:

 

My name is Chris Hill, and many of you know I am the founder of FuneralResources.com. 

First of all, I must admit that is not easy for me to publicly talk about the fact that I lost my mother a few years ago, or to say how much I love her and miss her. 

And quite frankly, it is even hard to admit that looking back, I wish I could have done things diffrerently.

Live Every Day Like There’s No Tomorrow:

 

The truth is I wish I was with her more.  I wish I could have told her how much she meant to me.  I wish I had told her how special and amazing she really was.  I wish I told her how much I appreciated everything she did for me.  I wish she knew how lucky I was that she was my mother and friend.  Most of all, I wish I would have been there with her…and shared more time with her…particularly in her final stages.  But as much as it haunts me, I can’t turn back the clock.

Truthfully, I will always believe she needed to hear these things from me, and I will always regret the fact that I never had the chance to tell her how much she meant to me, and how much I loved her. 

However, knowing how special she was…how selfless she was..and how unconditional her love was for her family and friends…I truly believe she knows, and that she forgives me for not being there as much as I think I should have…and letting her know the things I wished I had told her.

See How Funeral Technology Combines With Custom Crafted Songs:

 

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Today I feel very blessed to share with you this great opportunity I was recently given.  I was able to create a special memorial tribute for my mother, which is comprised of three all-important pieces: 

1.  Creating a personalized DVD Video Tribute for my mother

2.  Choosing the best photos of my mother thoughout her life…the ones that help me see her as I remember her…and also help me remember all of the great times and memories we shared together.

3.  Creating a custom funeral song, which was written, produced, and sung by a very special and talented woman, Anna Huckabee.  Anna creates custom funeral music which is solely created to tell an individual’s story of their special and unique life.  You can hear Anna’s song she created exclusively for me and my mother in this video.  

Know About Some of the New Options Available:

 

I feel so lucky to have the opportunity to have this professionally crafted and personalized video tribute as a memorial, since someone like her truly deserves nothing but the best.  This video says so much, and helps me tell the story and message I hope she hears every day…and knows and believes in her heart. 

Best of all, creating this video helped me in coping with grief and loss, but also provided me with something truly special that I can always remember her by…as that amazing and beautiful person you can see.

It is never easy to talk about someone you love who has passed, but I share this with you because I truly hope anyone who has lost a loved also considers taking advantage of this great opportunity! 

Also, there are many other great new funeral technology tools that you should learn more about that, like me, might help you make these tough times a little easier.

Chris Hill, Founder

End of Life Planning eBooks

End-of-Life Plan, Financial Planning, Funeral Estate Planning, Funeral Insurance, Funeral Planning, Funeral Resources, Love Drawer, Pre Need, Preplanning a Funeral Comments Off

eBook Library

A Gift of Love – Create a Love Drawer

Many financial professionals believe that life insurance should be referred to as “love insurance”. As cliché as this may sound, it certainly has a tremendous amount of merit. What better gift is there to give your family and loved ones upon your death than a large sum of money to be used for such things as income replacement, college tuition, retirement, taxes or estate taxes, charitable gifts, and much more? And if you really think about it, the last thing you would want to add to your family at the time of their emotional loss and grieving is financial pressure.

Watch this brief 2-minute video on what a “love drawer” is…and why it is so important:

YouTube Preview Image

Most of us would agree, including financial professionals, that life insurance plays an large role in creating a sound comprehensive financial plan. So in keeping with this theme of love, here is an even better idea. How about also adding another layer of love…a love drawer.

What Exactly Is a “Love Drawer”?

Simply put, a love drawer is a place where the person (or people) you choose can turn to, should you pass unexpectedly, to find all of your important information. This includes complete and instructions for all of the aspects of your life including things like your last wishes, financial affairs, special instructions, personal messages, and even your end-of-life plans and preferences.

What Key Information Should be Kept in This “Love Drawer”?

Below you will find a list of most (but certainly not all) of your personal and money matters that should be needed and addressed:

1. The firm name, address, and phone number of your Estate Planning Attorney
2. Your actual Will or Trust
3.  Insurance Information
4.  IRA’s and Life Insurance Information
5.  Investment Information
6.  Employer Information
7.  Social Security Statements
8.  Debts and Corresponding Contact Information
9.  Deeds or Titles
10.  Burial Wishes
11.  Love Notes
12. Any Other Important Documents

A Few Other Ideas – Our recommendation is that you tell at least three people who you love and trust where they can find this love drawer. These people can be anyone such as your spouse, parent, child, friend, or even your financial advisor or attorney. In addition, even though it may seem obvious, I would ask them to please respect your privacy and never open this drawer until it is absolutely necessary. These entrusted loved ones will be the ones who help ensure that someone will be there to step up promptly and act upon the details and instructions you have carefully assembled in your love drawer.

We encourage you to update this love drawer at least every two years. One of the few things we can guarantee in life is that things will change. Given the fact that we have many things in our lives that are constantly changing like taxes, estate taxes, family, age, health, wealth, our final wishes, etc., we should regularly review and revise this love drawer. These updates help to reflect any financial or personal matters that should be added, revised, or removed.

Receive our Free eBook – How to Create a Love Drawer

Preplan Your Funeral

End-of-Life Plan, Financial Planning, Funeral Estate Planning, Funeral Insurance, Funeral Planning, Funeral Resources, Pre Need, Preplanning a Funeral Comments Off

Funeral Costs

Top 10 Reasons to Pre-Arrange Your Final Expenses


When You Die, Show Your Family How Much You Love Them

by Minimizing Their Emotional and Financial Pressures

When you die, it should be obvious that your family and loved ones will be emotionally devastated as they try to cope with this grief and loss, but adding the stress of funeral costs and funeral plans is a burden you can help relieve.  So knowing these facts, one of the greatest gifts of love is to minimize (or preferably eliminate) as much of the emotional and financial pressures as possible.

The sad reality is that more than 70% of those who die today fail to leave behind as much as a Will for their family and loved ones.  As unacceptable as that may sound, it gets even worse.  More than 85% of those who die today leave their family with no knowledge of their end-of-life plans, preferences, or expenses.

Top 10 Reasons to Preplan Your Funeral

1.  Upon your passing, most people don’t have any idea how to get started, what they should know, or who they can turn to. Preplanning your funeral or burial arrangements can significantly minimize the stress and pressure that can accompany such a difficult time of grief and loss.

2.  This advanced planning offers you the opportunity to decide and control just about every detail of your memorial service and how you will be remembered.

3.  By documenting your last wishes, you can ensure that you and your remains are handled, cared for, and placed somewhere that fits you and your preference.

4.  By creating a plan for your final affairs, this can also minimize or eliminate any uncertainties or disputes among your family members. For example, one of the small details that can actually cause serious family disagreements are special family heirlooms.

5.  Preplanning takes the guesswork out of the common questions of “what do we do next” or “what would you have wanted”? A properly structured preplan ensures that your loved ones know exactly what to do, as well as instructions on how to most efficiently implement your bequests.

6.  After suffering the loss of a loved one, some of the biggest challenges your family will face are thing like time constraints, little or no experience with these matters, and limited access to the best possible help and guidance.  Therefore, one of the biggest advantages of creating a sound end-of-life plan is that, if it is properly structured, it can reduce (or even eliminate) the large majority of these difficulties.

7.  Through preplanning your funeral, as well as paying for your burial and covering your final expenses in advance, this creates a much better overall experience and memorial service for you, your family, and even your Funeral Director.

8.  Since preplanning reduces or avoids a great deal of the obstacles involved in planning a funeral, this extra time allows your family to work through other important matters such as dealing with the grief and loss, planning your memorial service, notifying your loved ones, creating your obituary, writing a eulogy, etc.  The more free time your family has, the much more likely it is they can create a truly special celebration of your life and memories.

9.  After completing your preplanning preferences for your family, this actually ends up enhancing your future too. By having these details planned out in advance, you can now enjoy the “peace of mind” to live every day knowing that you have taken the time to leave behind one of the greatest gifts of love.

10.  By selflessly taking the time to create a comprehensive end-of-life plan, you will always be remembered in a special way. Your family and loved ones will never forget the fact that you sacrificed your time and resources to take care of these all-important details. In reality, what you’ve done is created an everlasting memory that shows just how much you truly love the ones you care most about.

Action Item – Give Your Family What They Deserve:

When it comes to the things that are important in our lives, proper planning and preparation are some of the key to a successful outcome.  In this situation, my sincere hope is that these 10 reasons serve as an inspiration and incentive to start this planning and preparation today, and become proactive about these all-important estate planning matters. 

Although most families never talk about these kinds of things, just about every family member and loved one would prefer to have these plans in place.  Quite frankly, I think they should demand this from you.  So at the very least, leave your family with two things they absolutely deserve:

1) A Last Will and Testament (or Living Trust)
2) A Comprehensive End-of-Life Plan, which includes pre-arranging your final plans, preferences, and also your expenses

I can assure you that your family will thank you, see how much you loved and cared about them, and also remember your efforts as being one of the greatest gifts you have ever given them.

Funeral Etiquette Tips

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Funeral Etiquette

What to Do & What Not to Do

Since people in our culture have not had much opportunity to be socialized regarding how to act at a funeral or how to be helpful to the bereaved, it falls upon professionals to assist people in these areas. I call it giving people “tools” to put in their “toolbox”.  Below is a list that can be copied and given out at services, left at churches or presented in school classrooms. In the instances of particularly harsh or draining deaths, I would suggest that information about that loss is placed first on the handout. This helps the people who are grieving so that they do not have to repeat the same story ad nauseaum.

Things are NOT Helpful While Someone is Grieving:



Don’t Talk About God: Please don’t tell us our loved one is with God. We really would rather have our loved one still here with us on earth. Especially in the case of a deceased child the reminder he/she is not with us just hurts us more.

Don’t Bring A Ham: Right at the time of loss everyone feels like bringing us a meal. Please, if you know we have food to feed an army save your generosity for another time. I will be grieving for three to seven years. A meal will be really nice once everyone leaves after the funeral.

Don’t Forget: Please do not forget me after the funeral is over. I DO want to talk to people about my loss. Expect that I will cry and that you were not the one to cause the tears to flow. A phone call, a note in the mail or flowers would be appreciated.

Don’t Expect Me..: Do not expect me to be the same after my loss. I may be forgetful, have lower energy or just not want to socialize as much. Some events like holidays maybe very overwhelming for me. Realize it is not you. Please keep inviting me and in time I will rejoin events.

Don’t Set Me Up On Dates: If I have lost my mate please do not ask me when I am going to date again. This type of conversation causes me pain. It is normal for people to choose their own time when they are ready to look for a new mate. Remember some of us may never date again and that is okay too.

Things that CAN be Helpful to the Grieving:



Do Call Me: The phone is a great way to see how I am doing. If I choose not to answer I will let voice mail pick it up. After the funeral it gets really lonely and people seem to disappear.

Do Speak Their Name: The person I lost lived a wonderful life. Please share your memories with me and speak their name. Just because he/she has died doesn’t mean they are gone. Please let their life mean something to someone. This is important to me.

Do Remember The Special Days: When everyone else is celebrating holidays and religious events keep in mind that I am remembering my loss. This holiday or spiritual event will never be the same for me again.  Phone calls, cards, flowers all would be a nice touch.

Do Give Me Gifts: Did you know there are services out there to help me while I am grieving? Memory gifts are now appearing that can help me during my time of grief. Even simple things like chocolates, scented soaps, bath soaks and a gift certificate to a massage would be fantastic.

Are you looking for others with whom you can relate? Visit the Beyond Indigo forums to connect with others who are on their grief journeys.

© 2010 Kelasan, Inc.

Custom Funeral Music

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Funeral Music

Custom Crafted Songs Announced as

Preferred Provider for Custom Funeral Music



Reston, VA., June 22, 2010 – FuneralResources.com, the nation’s leading educational online resource for all aspects of planning a funeral, has announced that Custom Crafted Songs will be a Preferred Provider for Funeral Directors and families who are searching for custom funeral music.

Chris Hill, Founder of FuneralResources.com, shares his first-hand experience about how meaningful this process can be for individuals and families; “When Anna offered the opportunity to create a custom crafted song for my mother, I was quick to accept this unique opportunity.  Not only was I amazed at how truly talented Anna was, and the beautiful song she created, but also with her choice of the song’s name, words, and the personal message that seemed to say exactly what I felt in my heart.”

Hill goes on to point out that creating custom funeral music can also help in coping with grief and loss; “As I look back, this was an extremely helpful and healing experience for me.  When someone spends the time to learn about your deepest feelings for someone you love so much, this serves as a form of grief counseling by allowing you to express your true feelings and emotions.  And the best part is that the ultimate outcome is your own personalized message and tribute to someone who means so much.”

Each custom crafted song contains unique melodies, words and expresses the essence of the life of a loved one.  These funeral songs are individually crafted funeral music which, when combined with a DVD Video Tribute, can create a very powerful memorial tribute that celebrates the wonderful life’s story and special memories of a loved one.

About FuneralResources.com

FuneralResources.com provides information and education resources to help families and Funeral Directors make the funeral planning a little easier.  This is accomplished by providing easy access to the most helpful information, free guides, educational videos on many of key funeral-related subjects including planning a memorial service, finding a funeral home, writing a eulogy, funeral etiquette, new funeral technology, grief counseling and end-of-life planning.

FuneralResources.com also provides a National Directory of Pre-Screened Funeral and Financial Professionals to help families find local key support they are searching for regarding topics such as selecting a funeral home or cemetery, estate or tax planning, as well as help with nearly all types of insurance or financial planning needs.

To learn more, visit FuneralResources.

Going Out Green

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Green Funeral

New Death Care Industry Trend – Green Funerals

Green funerals are a new trend emerging in the death care industry.  Green funerals, or environmentally-friendly burials, do without the use of artificial preservation methods and materials that may be harmful to the environment. By using minimalist caskets and grave markers, and natural habitats, these types of burials cost a fraction of their traditional counterparts.  Green burials promote harmony with nature and protect mother earth.

Learn More About Green Burials

Top Ten Reasons To Use Social Networking

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Funeral and Financial Professionals

10 Ways To Market and Grow

Your Business Using Social Networking

(Particularly Using LinkedIn, the Most Credible Business Network)

One thing we should all know by now is that people are searching on the Internet for most of their information, merchandise, services, networking, and more.  It should also come as no surprise that lately the most explosive growth on the Internet has been through the surge in the social networking industry.

Therefore, given the tremendous opportunity this growth has created, it only makes sense that we should all be focusing a portion of our business’ marketing plan in this area.

To Access Our Free Webinar Replay, “LinkedIn 101“:

Simply Visit:  www.learnlinkedin.com

(Note: There is no cost and this is available 24/7)

Top 10 Reasons Why Social Networking Will Grow Your Business

Research published by analyst firm Access Markets International Partners showed that almost 70 percent of small and medium businesses actively use social networking sites such as Twitter, Facebook and LinkedIn to promote their companies. But simply posting what your CEO had for lunch isn’t going to do much to help move your business forward. Smart companies are tactically using social media tools to increase their exposure to potential customers.

1. Brand Recognition:

Using social media allows your company to reach the highest number of potential customers possible. Getting your name out there is incredibly important – studies have suggested that customers need to hear a company’s name at least seven times before they will gain the trust and respect needed to become a customer.

2. Brand Monitoring:

Having a social media presence allows you to better understand what current and potential customers are saying about your product or services. Through active monitoring, you have the opportunity to address negative comments and correct false or inaccurate information about your brand.

3. Be Forward-Thinking:

Your target audience is becoming savvier when it comes to the using social media sites in their daily lives. If you want to appear relevant and in-step with the latest advances in technology, your potential customers will want to see you on these sites as well.

4. Find New Customers Through Friends:

You shouldn’t neglect your personal social networking accounts as potential avenues to promote the activities of your business. Posting regular updates relating to your business and activities can remind your friends of what your company does and either to use your services or refer one of their friends.

5. Find New Customers Through a Company Profile:

Your company profile is a great opportunity for you to post regular updates on your activities, but also about important news and trends in your industry. This will catch the attention of new customers interested in your industry and increase your reputation as an expert in the field. It’s critical to post regularly if you want to increase your followers or fans and convert them to potential leads.

6. Generate Site Traffic:

By updating regularly on sites such as Twitter, Facebook and LinkedIn with posts that link back to your site, you can create additional traffic to your site. Social media bookmarking tools like Digg, Stumbleupon and Slashdot can also generate additional traffic to your site if you create frequent articles and blog posts.

7. Links for SEO:

Many social media bookmarking sites use NOFOLLOW tags that limit the outbound link value of posts made on their sites. There are still many leading social sites that allow DOFOLLOW tags including Slashdot, Digg, Furl, Mixx and FriendFeed. However, you can see benefits from posting through bookmarking sites that use NOFOLLOW tags if people read your posts and link back to your Website.

8. Increased Search Engine Rankings:

Social media profiles frequently rank highly with major search engines. Using brand names and keywords in your profiles can help you to generate traffic for your social networking sites and company homepage.

9. Integrated Social Media Results in Search Engines:

Search engines like Google and Microsoft Bing are increasingly interested in indexing and ranking posts and other information from social networking sites. Videos from popular Internet sites like YouTube can also be optimized for indexing by the major search engines.

10. Niche Marketing:

Social networking allows you to reach very specific subsets of individuals based on their personal preferences and interests. You can create social strategies based on reaching individual interests or even create unique social profiles to target these audiences.

Why Not?

When you take a look at just some of the major benefits of using social media to grow your business, and you also consider the fact that there is little or no cost to use these marketing tools, the key question you should be asking yourself is:

Why Would You NOT Use Social Networking?

* Courtesy of Smart E-Commerce

Christopher P. Hill, Founder
http://www.learnlinkedin.com

Funeral Technology for Father’s Day

Death of a Parent, Funeral Music, Funeral Resources, Funeral Technology, Memorial Websites, Video Tributes Comments Off

Grief and Loss

Father’s Day Memorial Tributes & Funeral Technology

For those special Dad’s and Grandfathers who have passed and are dearly missed, Father’s Day can actually provide some excellent opportunities.

Below is a list of some of the most popular Father’s Day gifts that many families are choosing for a personalized and special memorial, tribute, keepsake, or family heirloom:

About New Funeral Technology:

Technology is changing the face of the funeral industry and baby boomers, those ages 43 to 62 are at the root of it“, says John Reed, president of the National Funeral Directors Association based in Brookfield, Wis.

Today many new and innovative technologies are widely recognized in the funeral industry as common services that help make a difficult situation a little easier.  Boomers are memorializing their parents and loved ones in nontraditional ways and using new funeral technology to do it.

Technology is opening the doors to unique memorial ideas and expanding funeral planning and memorial service options.  With these tech-savvy Boomers wanting to take the negativity out of funerals and find ways to celebrate a person’s life, using new funeral technology such as some of these listed below are among the most popular, common, and rapidly growing.

Top 5 Father’s Day Memorial Gifts:

1.  Father’s Day Video Tribute and Funeral Music

2.  Father’s Day Gravestone Technology

3.  Father’s Day Memorial Website

4.  Father’s Day Memorial Diamonds

5.  Father’s Day Cremation Urns

New Funeral Technology Offers Many Benefits:

Keep in mind that these gifts can serve as an excellent family tribute, keespsake, or family heirloom.  The main benefit from these gifts is that, although in different way, each of them offers a wonderful opportunity to honor and celebrate your Dad, as well as share many of the great stories and  memories you shared together.

Christopher P. Hill
FuneralResources.com

Funeral Technology in the News

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As seen on Obit.com

A Few Words Before I Go

The original Rosetta Stone helped translate the pictorial language of the ancient Egyptians, providing definitions of the imagery and bringing to life a long-gone culture. Now one company is offering personal versions of the stones to tell stories about an individual long after we’re gone.

Objecs LLC’s RosettaStone is an oblong — think full-sized iPod – piece of granite or travertine stone inscribed with pictorial images that stand for different aspects of an individual’s life. Seemlessly incorporated into a tombstone, the stones invite cemetery visitors to plug into a website – or in some cases simply wave your phone in front of the stone – and see the meaning of each symbol.

“Walk around a cemetery today and gravestones doesn’t tell you anything. Date of birth. Date of death. They’re cold and impersonal,” said Chris Hill, a financial advisor in northern Virginia, who owns two RosettaStones. “This will tell my story for thousands of years.”

Purchasers can choose up to six tablet symbols, reminiscent of hieroglyphics, from more than 300 options, including a striped pole for a barber, a caliper for an engineer, and a man behind bars for ne’er-do-wells who want to be remembered as such.

When selecting the symbols for his stone, Hill thought of his wife and two children, his passions for music and writing, his belief that life doesn’t end with death.

For his six symbols, he chose an “I” for general information, a U.S. map, stick figures representing a family, a music note, a hand holding a pen, and a telescope looking into space.

“It’s just as important to document your life,” said Hill, “as it is to remember it.”

John Bottorff, founder of Objecs LLC, said the tablet symbols spur interest and conversation.

“When I see someone using a symbol I can relate to, I can’t help but be curious as to their life experience around it. We are seeing mini-meaning of life stuff here from common people, not a Dalai Lama,” Bottorff said. “I will never look at a barber pole symbol the same – I’m still awestruck at how a barber has learned the deepest values of life from his profession.

“Not all of the messages are positive, but I think they are all gifts to future generations from today’s cooks, lawyers, fishermen and, yes, even career criminals.”

But it’s the technological element that makes the RosettaStone special, Bottorff said. If the cell phone is NFC-enabled — something still rare in North America but common overseas – simply touching the phone to the tablet allows direct access to the story behind each symbol. The internal microchip uses the phone’s own magnetic field to work and transfer the data, then returns to a dormant state.

For a regular cell phone with Internet access, users can type in the web information on the tablet and have the same information appear. Each symbol can be accompanied by about 200 words of text.

So how is this better than including a memorial website’s address on a tombstone? The answer is permanence, Bottorff said.

“Compare us to them and we look a bit primitive, he said. “The traditional memorial website is a much richer multimedia experience, but  not necessarily pursuing the long-term data survival  model we are. If you’re interested in a long genealogical surviving record, ours is a pretty good approach.”

RosettaStone boasts that the tablets’ information will remain accessible for the next 3,000 years. Even if the company folds, the tablets’ associated information will remain. In part, that’s because information is both hard-coded to the stones’ internal microchip and archived externally on the web. (Of course, without a time machine, it’s impossible to verify the 3,000-year claim, but the concept seems to sell nonetheless.)

Introduced a little over a month ago, Objecs has sold fewer than 100 of the products, which cost about $200. Among the buyers, Bottorff said, are a well-known American musician and a BBC Television personality.

Although Objecs initially offered the product as a way to honor the newly deceased, but pretty quickly the living wanted it for themselves. (In fact, the living are the product’s primarily buyers thus far.) On its website, Objecs notes that RosettaStones are also intended for “mature adults who have reached a stage in life with identifiable milestones and associations. Such milestones may include a profession, discipline, paternal capacity, love of music or skill….”

“When people started buying it for themselves, it was an awakening that it was something people wanted to hold onto as a family heirloom, so we adjusted our message,” Bottorff said.

Hill has been updating and frequently rewriting the text he wants to accompany his RosettaStone entries frequently.

“If a truck hits me tomorrow, I’ve got some words that will last forever and that’s real,” he said. “It’s hard to write at first. You’re thinking, ‘Wow. These are my last words.’”

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